Let's meet up Malaysian...

"3 Minutes" Brief
(by Bernard Tan Min Chun)

Hi Malaysian,

If you stay in Penang, Malaysia
I would like to catch up with you over a cup of
coffee.

We are pleased to invite you to the mentioned
function:

FUNCTION : Seminar on "Estate Planning and
Distribution" organized by Rumah Nur for the
benefit of the general public

DATE : 08th June 2008 (Sunday)

TIME : 3pm - 5pm

VENUE : Anjung Wanita
1st Floor, Kompleks Masyarakat Penyayang,
( Near General Hospital Penang/ Pulau Pinang, Malaysia )

SPEAKER : Jeny Lim Hong Ngo [AMN, PJM] RFC,USA ,
formally served with Amanah Raya ( Government
Department Handling Estate Distribution)
She has more than 10 years experience in handling
estate planning cases. She will share with you how to
Preserve, Protect, Plan and Distribute Your Estate.

ISSUE : Most Malaysians are not aware of the
process of estate distribution. Many people are
reluctant to talk about death. Thus people's
knowledge on this subject is limited and some
cases almost nil. Therefore in the event of a death,
the beneficiaries will face diffulties in the distribution
of the deseased estate. The amountof unclaimed
estates of the deceased in Malaysia hassurprisingly
accumulated to a staggering figure of RM 40 Billion.

Thank you

For any Clarification, Please do contact...

Your partner in success,

Bernard Tan Min Chun,

ph.017- 482 5660

Phone. +6(04)228 0088

Fax. +6(04)229 0088

http://emarketexpo.blogspot.com/

Email: ewealthexpo@gmail.com

Skype: bernardtan81

P.S.Feel free to share this information with your family,
friends and associates.

P.P.S. Among the services that we provide are such as :
Debt-Free Solution, Estate Administration Strategies,
Financial Security, Tax Planning, Education & Training,
Wealth Accumulation

*Sichuan Quake Fund Online Donation

http://www.google.com/chinaearthquake/

https://mystar.com.my/donation/sichuan/


26-B RANGOON ROAD,
10400 PENANG,MALAYSIA

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Now You Can Save up to 90% of your Home Loan Interest!

"3 Minutes" Brief

(by Bernard Tan Min Chun)

To: All Property & Loan Owner,

PLEASE READ EVERY WORD VERY CAREFULLY.

I have to first say...

Friend, you've been warned!

And I'm serious.

I'm not sure that last person I shared this

with has even forgiven me for sharing it to him/ her.

Either way, I'll you've been warned and I

will share it with you...

- Have you ever heard about

Amortization Schedule?

- Where you informed by your lender?

* Here are some facts your lender does

not want you to know:

CASE A:

If YOU have a RM150,000 Home Loan

Mortage Amortized for 30 years

with an interest Rate of 6.75% p.a.

and Monthly Payments are RM972.90.

# After paying RM58,434 for 5 years,

you have only paid RM9,186 (6%) out

of the RM150,000 you Borrowed.

# After paying RM175,122 for 15 years,

you have only paid RM40,057 (27%) out

of the RM150,000 you Borrowed.

# After paying RM256,845.60 for 22 years,

you still owe 50% of the RM150,000 you Borrowed.

# In order to Pay Off your Home Loan,

you have to pay RM350,242.97 and

RM200,242.97 goes to INTEREST.

=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=

So What can you Do To Beat the Interest?

- Don't Worry!!! We Can Help You...
( Benefits )

+ SAVE 10% - 90% on Home Loan Interest

+ SHORTEN by 10% - 90% of Repayment Time

+ Payoff Your Loan Before Retirement

+ Own More & Larger Properties

+ Live A Debt Free Lifestyle

=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
Have You Ever .....

~ Made Extra Payment Using EPF ?

~ Made Extra Payment Using Fixed Deposit ?

~ Made Extra Payment Using Savings ?

~ Made Extra Payment Using Annual Bonus ?

~ REFINANCE Your Home Loan ?

in order to SAVE Your Home Loan INTEREST ?

WARNING :
* If you say "YES", you may thrown away

THOUSANDS of Extra Dollars (RM) in interests

to Your Corresponding Lender due to lack

of Knowledge in The Truth of Mortgage

Reduction Packages in MALAYSIA.

=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=

Do you Know where your EXTRA PAYMENT is

paid to? Where does your hard earn money

goes to?

Let PPS Show You How Much You Can SAVE?

* Refer to Case A, If you Pay An Extra

RM25,000 in order to SAVE your Home Loan

INTEREST

"Lender vs. PPS"

(i) Lender
Total Interest : RM 166,869
Save Interest : RM 33,374
% : 17%

(ii) PPS
Total Interest : RM 97,986
Save Interest : RM 102,257
% : 51%

# PPS does not only helps you to save

the HUGE INTEREST but also help you

to SHORTEN your Tenure by 130 months

( PAY OFF in 230 months)

For any Clarification, Please do contact...

Your partner in success,
Bernard Tan Min Chun,

your Home Loan Saver
ph.017- 482 5660

Phone. +6(04)228 0088

Fax. +6(04)229 0088

http://ewealthexpo.blogspot.com/

Email: ewealthexpo@gmail.com

Skype: bernardtan81

P.S.Feel free to share this information with

your family, friends and associates.

P.P.S. Among the services that we provide are such as :
Debt-Free Solution, Estate Administration Strategies,

Financial Security, Tax Planning, Education & Training,

Wealth Accumulation

26-B RANGOON ROAD,

10400 PENANG,MALAYSIA

=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=